Release up to 90% of invoice value
Completely free & no obligation service
Low rates from as little as 0.5%
Benefits of our invoice finance comparison
❖ Risk-free – invoice finance can cover you against bad debt.
❖ Only the invoice required for payment
❖ Reduce admin time chasing invoices and bad debt
❖ Close sales faster by offering your customers 30-90-day payment terms
❖ Compare all top UK invoice finance companies here with one fast-form
❖ Fast service, full quotes within 1 hour to compare.
❖ Simple process. Issue the invoice with credit terms, get paid the same day, and debt collected by the lender on the due date.
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Factoring, in contrast to discounting, provides you with a full-service product. The lender will handle all aspects of your sales ledger and cash flow once the invoice has been raised. Including debt collection and insuring against any potential bad debt. This gives you the freedom to get on with running your business and not be trapped by payment term limitations.
Discounting is similar to factoring, but lets you retain control of your own sales ledger and provides confidentiality if required. It usually has stricter entry requirements and is more suited to larger companies with more resources to collect debts. On the other side, the fees are lower so can provide cheaper capital. Typically discounting is available for companies with a £500k+ turnover.
About Invoice Finance
Welcome to Invoice Finance, an award-winning asset-based finance brokerage specializing in Invoice Finance. We are the largest invoice finance brokerage in the UK and assist business owners nationwide to secure funding. We are authorized and regulated by the Financial Conduct Authority and pride ourselves in providing a high-quality service.
Please feel free to contact one of our consultants for a no-cost, no-obligation confidential discussion about your finance requirements.
Our promise to you, the business owner
Once we receive your inquiry, we will look to understand your needs and expectations and we will match you to the most appropriate funders from our panel. We also understand that your business needs may change over time. For this reason, we dedicate a Consultant to each customer to ensure that our service proposition lasts throughout the lifetime of your business.
Invoice finance - Frequently Asked Questions
What is invoice finance, and how can it benefit my business?An overview of the concept and the basic process of using unpaid invoices to secure immediate funding.
How does invoice factoring differ from invoice discounting?Explanation of the distinctions between factoring and discounting, including control over collections and client communication.
What types of businesses can benefit from invoice finance?Information on the industries and scenarios where invoice finance is particularly advantageous.
How much funding can I receive through invoice finance?Explanation of the typical funding percentages and the factors that influence the amount a business can access.
What fees are associated with invoice finance?Breakdown of the various fees involved, such as discount or factoring fees, and how they are calculated.
How quickly can I receive funds through invoice finance?Information on the typical turnaround time from application to receiving funds and how it compares to traditional financing methods.
What happens if my client doesn't pay the invoice?Explanation of the recourse options and the responsibility of the business in the event of non-payment by the client.
Can I choose specific invoices to finance, or is it all or nothing?Clarification on the flexibility of invoice finance solutions, including the ability to select specific invoices for financing.
How does invoice finance impact my relationship with clients?Insights into how the financing arrangement may affect communication and relationships with clients.
Is my business eligible for invoice finance if it has a limited credit history?Information on the creditworthiness criteria and whether invoice finance is accessible to businesses with limited credit history.